Doctor of Economics
(Kobe University)


Professor of Banking and Finance

Abstract of Research and Education

Research on digitalization and financial systems from the following perspectives.

1) The impact of cashless payments on consumer behavior, productivity, and social welfare.
2) Open banking, unbundling and rebundling in the financial industry
3)Impact of financial and digital literacy on investment behavior
4) Blockchain, digital assetization of forest resources and creation of trading markets.

Details of Research Achievement